From 6 July 2022, as an employee you will be able to earn more before you start paying National Insurance. This means you may pay less tax, after accounting for the recent Health and Social Care Levy.

This tool will estimate how the changes to the Primary Threshold and the Health and Social Care Levy will affect the amount of National Insurance contributions you pay.

If you’re self-employed the amount of profit you can earn before you pay National Insurance contributions is also increasing. However, you will not be able to use this tool to get an estimate. You can find out more information about this change and other important changes, which will tell you how you’ll pay National Insurance contributions.

You can use this tool to get an estimate if you’re employed and paid the same amount monthly, by your employer through the PAYE system.

You will not get a useful result if you have different working arrangements for the period from 6 July 2021 to 5 July 2023, including if:

  • you’re not liable to pay the main rate of UK Class 1 National Insurance contributions at the standard rate on your earnings or profits — for example:
    • you’re over state pension age
    • you’re self-employed
    • you pay the reduced rate
    • you work outside the UK
  • you have either more than one employer or you’re not evenly paid all of your earnings in a monthly payment (or both) — for example:
    • you get a bonus
    • you’re paid commission
    • you’re paid weekly
  • there is, or will be, a change in your circumstances which affects the amount of UK National Insurance contributions you pay in the period — for example, you get a pay rise or change employers
  • you’re a director

Get an estimate

This tool does not give an accurate calculation of your National Insurance contributions liability.

Click to – Start now

Contains public sector information licensed under the Open Government Licence v3.0.